Max 401k Contribution 2024 Including Employer Contribution

Max 401k Contribution 2024 Including Employer Contribution. The total overall 401(k) contribution limit for 2024, which includes employer matching contributions and nonelective contributions, is $69,000. Simple 401(k) plan contributions max out at $16,000 for the 2024 tax year.

Most people don’t max out. For simple 401 (k) plans, the total annual contribution limit varies per company.